6 Signs You're Ready to Buy Your First Home

Melissa Hill


6 Signs You're Ready to Buy Your First Home

Since you are here reading this article, you already know that adulthood is something that comes rather quickly. And, you know how it comes? It comes when you replace your clothes shopping with food shopping, your weekend getaways with weekends in bed and laundry, and your alone time with family time. However, sooner or later, adulthood will also come with the idea of you buying your first home. This will be an exciting experience, but, at the same time, it will be very freighting. That is why you will postpone this massive life even as much as possible. Don't worry - that is all normal. You will buy your first home when you are ready. But, how will you know whether you are ready or not? Well, we are here to help you out. And we will do that by sharing with you six signs you're ready to buy your first home.

1. You Don't Want to Rent Anymore

Most of us start our independent living with a rented home. That is, we start our adult life by being nomadic. Doing that has many benefits - you get to change your home whenever you feel like it, you don't have to worry about repairs and renovations, you don't have to pay taxes and various other bills, etc. But, you also don't have the freedom to do what you want with that home. And, when that lack of freedom starts to kick in, most people start thinking about becoming homeowners. If you are somebody with the same thought in your head, that is a sign you are ready to buy your first home.

One of the most important reasons people are buying homes is the ability to do with them whatever they want - replace the furniture, repaint the walls, change the room layout, etc. This is something that you absolutely can't do when you are a renter. So, if you want to fix, renovate, upgrade, or even tear down some walls, you know what to do.

2. Your Job and Finances Are in Order

Assuming you have had a stable job for the last couple of years, you are now an independent adult whose finances are all in order. That is another sign you are ready to buy your first home! Buying a home without a good job that will enable you to pay for that home, among other things, is a huge mistake. So, finances are crucial for significant life events such as buying a home.

And, when we say other things, we mean debt, downpayment, closing costs, taxes, bills, renovation costs, etc. You will also have to move to your new home. And hiring residential movers that can ensure a safe experience is also something that costs money. Moreover, you will also have to have money to pay for everyday things like groceries, internet, gas, clothes, entertainment, etc. If your job can support normal living, that is a sign to buy your first home.

3. Your Family is Growing

Well, this one is relatively straightforward. If you plan on starting a family, or if you already have one growing slowly, there is no better reason for you to find a good real estate agentand buy a home for your loved ones and you. Even if you don't mind living in a small home, rented place, or a house where your parents live, your partner will. And, eventually, your children will, too.

Your family needs space to grow. You need to have more rooms, bigger living spaces, etc. so that everybody can be happy. And, that is not all - maybe you need room to grow too. For instance, you may need space for your office and business, hobbies, or simply some extra breathing room. These are all valid reasons to start looking at bigger homes that can accommodate the new you.

4. You Understand the Market

Sometimes, we are not ready to buy a home because we don't understand the market. We don't know where to start looking, whom to talk to, what specific real estate terminology means, how a mortgage works, what home inspection is, whether owing a home is a good financial decision, etc. These things are just the tip of the iceberg when it comes to buying a home. There are many more things you should know before you even consider jumping into the real estate waters.

But real estate is not something to be afraid of. It is something you have to learn. And, once you do, you can buy any home you like quickly and easily. You can learn everything you need online or talk to a professional real estate agent. Once you start learning the ropes, that is your sign you're ready to buy your first home.

5. You Finally Know What Kind of a Home You Want

In some situations, people don't know what they want regarding their future homes. That is understandable! This home will be one of the biggest financial quests of your life, and it will be a place you will (probably) raise your kids. So, it is understandable that you can't make up your mind when it comes to square footage, location, amenities, etc.

But, if you already know what you want, you don't need us to tell you that you are ready to buy your first home! You already know that. However, it would be wise to talk to the rest of your family before you do. Check whether all of you are on the same page.

6. It Feels Right

Lastly, a good sign you're ready to buy your first home is that it feels right. You know that feeling in your gut telling you that something is good or bad, but you just can't explain it? That is the feeling you should listen to the most. Even if you have all the reasons from above working in your favor, and even if everybody tells you that you are ready, you should listen to your gut. If your instincts make you feel frightened, suspicious, anxious, angry, etc., you are not ready to buy a home.

But, if your gut gives you some good vibes, if thinking about your future home makes you feel happy, excited, and genuinely calm, well, that is the most important sign you're ready to buy your first home. Always listen to your heart! 

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