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Is New Construction the Answer?

Melissa Hill


New Construction Homes are today’s way of buying. With interest rates continuing to rise, Buyers have found that they cannot afford the neighborhoods they want to buy in. Fortunately, there are many creative ways to buy in this market. With the right agent and lender, you can still buy a home.

A Good Builder

Some builders are desperately trying to sell their inventory homes and have partnered with lenders to help lock in rates in the 4s for government loans. Some of these same builders are giving up to 2% of the sales price towards closing costs. Unsold new homes that are complete or almost complete are called “spec” homes. There are many floor plans already under construction and waiting on you.

A Good Realtor

If you are thinking of new construction, a knowledgeable Realtor who can help negotiate price, options, rates and seller contribution is key to your success. A Realtor can also help negotiate price, terms and closing costs on a pre-owned home. On certain homes, builders have even offered a pool with purchase!

A Good Lender

Some lenders are offering a rate buy down on their already low preferred lender government loan rate making some interest rates between 3% and 4% for the first year. When ready, I can connect you with the right lender.


Been waiting on the market to change before deciding to buy a home? Reach out today to see what builders in your preferred area are offering.  If you have been on the fence about buying, let’s see what options are right for you.

My favorite builder right now is John Houston Homes. Call today if you want to know more. 


20 years and counting. Your partner in buying or selling. Professional, experienced and reliable!

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